The Original Medicare Part A and Part B covers most Hospital and Medical services. However, it does not cover everything, and it is important that you learn what is covered in your plan before moving forward.
You might be surprised that Prescription Drugs are not covered in the basic Medicare Plans. However, there is a Medicare Part D that you can take on for drug coverage. In addition, this Plan D will be an addition to your Part A or Part B, as they do not offer drug coverage.
To help educate you on the matter, here are a few things that are not covered by the Original Medicare Plan:
● The basic Medicare Plan does not offer dental exams, or most dental care, and dentures. These have to be covered by the individual who wished to take on such services.
● If you wish to go in for a routine eye exam, or get contacts or eyeglasses you will not be covered by Medicare, and will have to pay out of your pocket.
● Similarly, hearing aids, hearing exams, and other related services will not be covered by Medicare.
● If you are traveling, then most care will be paid by you, as Medicare does not offer such services.
● If you wish to opt for custodial care, which includes help with bathing, eating, dressing, etc. Then this is another out of your pocket cost.
● Medicare does not include a private room, TV, or hospital phone line costs.
● This is not suitable for long term care, as they do not offer such services.
● Cosmetic surgery will not be covered by any Medicare plan.
● If you wish to go for acupuncture, or any other alternative treatment, then it will not be covered by Medicare.
● In addition, routine foot care services are not covered under Medicare.
This means that each and every service that has been listed above will be covered by the individual who wishes to take them on, regardless of the Medicare plan they are under. As Medicare does not offer to cover these services. However, if you have another insurance plan they might be able to cover some of the services listed above. OR you can check to see the Medicare Advantage Part C, as it might include some of the services listed above. If you are unable to find them, contact your Medicare Provider and ask for more details.